bitcoin

As the cryptocurrency market continues to surge, Bitcoin remains the dominant force in the digital asset space, capturing the attention of investors and the public. With Bitcoin's price skyrocketing to over £80,450 ($100,000) per coin, it has undeniably entered the mainstream.

Yet, despite its growing popularity, adoption remains limited—only 4–5% of the global population owned cryptocurrencies as of 2023, according to reports. For many, the complexities of crypto markets, volatile price swings, and the fear of missing out on optimal entry points deter them from taking the plunge.

Czech Republic-based fintech startup BitDCA aims to tackle these barriers with a user-friendly platform that makes Bitcoin investment effortless through the proven strategy of Dollar-Cost Averaging (DCA).

What is BitDCA?

BitDCA is the company behind Littlebit, an app designed to simplify Bitcoin investment. Littlebit allows users to automate small, consistent purchases of Bitcoin using the DCA strategy. This approach mitigates the risks of price fluctuations by spreading investments over time, making it an ideal solution for building long-term exposure to Bitcoin.

The platform offers a hassle-free experience for both seasoned investors and beginners. Unlike traditional investment models that require careful market analysis and substantial upfront investments, BitDCA ensures that anyone can start building their Bitcoin portfolio effortlessly—with no expertise or needed significant capital.

How BitDCA Works

BitDCA'sBitDCA's Littlebit app enables users to save Bitcoin through everyday purchases. A percentage of each payment made with their regular payment cards can be automatically allocated to Bitcoin savings. These microtransactions are processed off-chain, minimising fees and ensuring efficiency.

Unlike services like Revolut, BitDCA allows users to invest using their existing payment cards, eliminating the need to open new accounts or use specific cards.

Buying Bitcoin in large amounts—especially during price spikes—can be daunting for many. BitDCA removes this barrier by allowing users to start saving in Bitcoin effortlessly, regardless of the payment amount, making it accessible to virtually anyone.

The Benefits of Dollar-Cost Averaging (DCA)

Dollar-cost averaging (DCA) is a strategy in which investors divide their total investment into smaller, equal portions and invest these portions at regular intervals, avoiding the temptation to time the market and risk buying high.

A prime example of DCA's effectiveness is seen in Bitcoin's performance in recent years. In 2020, Bitcoin was valued at around $10,000 per coin, and by 2025, its price is forecasted to exceed $100,000. An investor employing DCA during this period—purchasing Bitcoin at regular intervals, regardless of the price—would have seen substantial gains.

'For an investor who followed the DCA strategy, regular Bitcoin purchases during volatile times would have resulted in considerable growth. This is a simple yet effective way for anyone to benefit from Bitcoin'sBitcoin's long-term potential,' says Ondřej Kavka, co-founder of BitDCA.

Why BitDCA is Perfect for Long-Term Bitcoin Investment

BitDCA's automated and regular investment approach ensures that users don't need to constantly track market movements or make emotional decisions based on short-term volatility. With Bitcoin's growing mainstream acceptance and increasing institutional investment, it could become a central part of global finance. Ondřej believes that long-term investors who adopt a strategy like DCA may be well-positioned to benefit from Bitcoin'sBitcoin's potential future growth.

For instance, MicroStrategy, a leading business intelligence firm, has made headlines for using DCA to build one of the largest corporate Bitcoin holdings in the world. Similarly, companies like Tesla have garnered attention for adding Bitcoin to their balance sheets, while institutions such as Galaxy Digital and Fidelity have embraced it as a store of value. This institutional interest is elevating Bitcoin's legitimacy and broadening its accessibility.

As Bitcoin cements its position in the global financial ecosystem, platforms like BitDCA play a key role in bridging the gap between cryptocurrency and everyday investors.