CREDIT

A California woman, Jodi Hayes, discovered that 35 strangers were fraudulently added as authorised users to her credit card, each given a $19,000 spending limit, highlighting the growing threat of identity theft and credit card fraud.

One of the primary attractions of alternative lending is speed - while traditional bank loans can take weeks, many alternative lenders offer same-day approvals

National Public Data recently confirmed that it suffered a data breach involving Social Security numbers, names, email addresses, and phone numbers of millions of Americans.

The Capital on Tap business credit card charges no annual or forex/ATM fees, offers a 42-day interest-free period, APRs starting at 15.22%, and 1% cashback on all business spending.