Seaside towns in the south-west of England remain the most expensive to live in with the most bargains still expected to be found in the north, according to a new housing report by Halifax.

Sandbanks in Dorset is the dearest, with the average housing property price based around £665,000, followed by Salcombe in Devon at around £539.950. Other towns which featured in the top rankings included Padstow, Cornwall, (£443,396), and Aldeburgh, Suffolk, ( £439,379).

Port Bannatyne on the Isle of Bute, Argyll and Bute was the cheapest town around £77,132, Newbiggin by the Sea, Northumberland, (£81,259), and Girvan, South Ayrshire, (£91,912), came second and third.

Martin Ellis, housing economist at Halifax, said: "Seaside towns are highly popular places to live, offering sought-after scenery, weather and lifestyle which no doubt come at a price. They also attract those looking for holiday properties, which add upward pressure on house prices.'

"Over the 10-year period, coastal towns north of the border have been the strongest performing in terms of house price rises, but locations in the south-west remain the most expensive.

"So if you're looking for a bargain, it's still easier to find the further North you go, where average price in several areas is still below £100,000."

Top 10: Most expensive seaside towns in the UK

1. Sandbanks, Dorset: £664,655

Sandbanks - Dorset
Sandbanks has been named the most expensive seaside town in the UK Nigel Mykura - geograph.org.uk Wikimedia

2. Salcombe, Devon: £539,950

Salcombe
Salcombe is the second most dearest seaside town to live 'The Bag' Salcombe - geograph.org.uk Wikimedia

3. Padstow, Cornwall: £443,396

Padstow, Cornwall
Padstow, Cornwall. Bob&Anne Powell - http://www.panoramio.com/photo/4079373

4. Aldeburgh, Suffolk: £439,379

Aldeburgh, Suffolk
Aldeburgh, Suffolk John Winfield - geograph.org.uk

5. Lymington, Hampshire: £426,112

Lymington Harbour, Hampshire
Lymington Harbour, Hampshire Ian Stannard Wikimedia

6. Darmouth, Devon: £401,361

Darmouth
Darmouth Nilfanion Wikimedia

7. Fowey, Cornwall: £379,003

Fowey, Cornwall
Fowey, Cornwall Nilfanion Wikimedia

8. St Mawes, Cornwall: £373,746

St Mawes Cornwall
St Mawes, Cornwall Tom Jolliffe Wikimedia

9. Wadebridge, Cornwall: £373, 351

Wadebridge
Wadebridge Phil Williams Wikimedia

10. Budleigh Salterton, Devon: £360, 984

Budleigh Salterton, Devon
Budleigh Salterton, Devon Gary Radford Wikipedia

Top 10 cheapest seaside towns to live

    • Port Bannatyne, Isle of Bute, Argyll and Bute, £77,132
    • Newbiggin by the Sea, Northumberland, £81,259
    • Girvan, South Ayrshire, £91,912
    • Campbeltown, Argyll and Bute, £91,938
    • Saltcoats, North Ayrshire, £93,479
    • Stranraer, Dumfries and Galloway, £96,476
    • Invergordon, Highland, £98,673
    • Millport, Isle of Cumbrae, North Ayrshire, £98,742
    • Rothesay, Isle of Bute, Argyll and Bute, £99,005
    • Thurso, Highland, £99,660