UTP Group

Keeping up with payment trends is essential for your small business to stay competitive. More customers are turning to card and contactless payments. So much so that over half of all payments are made with a debit card. If your business doesn't accept cards, you risk losing customers.

In 2025, the correct payment solutions are more critical than ever. It will help your business save time, cut costs, and provide a better experience for your customers.

What Are The Best Card Payment Solutions For Your Small Business In 2025?

You need a payment system that fits your business's specific needs. If you're in the hospitality industry, speed and reliability are essential. Secure and flexible payment options are a must for businesses making high-value transactions—like car dealerships.

The best card payment solutions work across industries. According to Statista, 70% of UK consumers prefer card or contactless payments over cash. This trend means your business needs devices that can meet customer expectations.

In 2025, it will be necessary to look for payment systems that offer fast transactions, easy setup, and strong security. The best solutions should handle multiple payment methods, including chip and PIN, contactless, and Tap-to-pay mobile payments.

How Much Do Payment Processing Platforms Cost In 2025?

Cost is a key concern for small businesses. Payment providers charge fees based on transaction volume, the type of payments you accept, and other factors. Understanding these costs is crucial to avoid unexpected expenses and maintain healthy profit margins.

Payment processing costs can range from 0.3% to 3.5% per transaction, depending on the provider and your industry. It's essential to compare flat-rate and tiered pricing models to find the best fit for your business. Some providers offer tailored rates for high-value industries, like car dealerships, where large daily transactions occur.

Hidden fees can also add up, so it's essential to choose a provider with transparent pricing. Look for a payment partner that keeps fees simple and predictable to avoid surprises.

Key Trends In Payment Processing For Your Business In 2025

How your customers pay is changing, and keeping up with new trends is essential. One major shift is the move towards cashless payments. Statista reports that cash usage in the UK has dropped by 38% over the past decade.

Another key trend is the rise of all-in-one devices. These combine payment processing with business tools like inventory management and sales tracking. These solutions can save your business time by reducing the need for multiple systems.

Security is also a growing concern. In 2025, you must ensure your payment system meets compliance requirements and protects your business from fraud. Secure, reliable payment solutions will help you build customer trust.

Why Choose UTP For Your Payment Processing Needs?

UTP offers fast, secure payment solutions that can help your business meet customer demands. Their unique same-day payment solution, Faster Processing, allows you to access funds after each transaction, hourly, or at the end of your trading day. This feature improves your cash flow and helps your business run smoothly.

UTP's pricing is competitive, with card machine rental starting from £20 per month, debit card rates from 0.35%, and credit card rates starting at 1%. They also offer flexible plans to suit your business needs. Plus, with UTP Shield fraud protection included, you can have peace of mind knowing your transactions are secure.

UTP works with reliable brands like Ingenico and PAX to provide robust payment devices. One standout product is the UTP Max.

UTP Max: A Leading Solution for Your Small Business

The UTP Max wireless card machine is an excellent payment device that can help your business stay competitive. Here are some key features to highlight:

  • Ultra-fast contactless payments: Processes payments in under 1.2 seconds. This is perfect for fast-paced businesses like yours.
  • Super-long battery life: Ensures all-day reliability without the need to recharge.
  • Multiple connectivity options: Supports 3G, 4G, GPRS, Wi-Fi, and Bluetooth for flexible use.
  • Portable and versatile, this card machine is Ideal for both fixed locations and mobile services. It can be used in pop-up shops or car showrooms.

Using a device like the UTP Max allows your business to stay competitive and meet the growing demand for fast, secure payment options.

Your small business needs to be proactive in choosing the right payment solutions to meet customer preferences. In 2025, investing in customer-focused payment systems is increasingly important. The UTP Max is one example of how you can ensure your payment process is efficient, secure, and ready to meet customer expectations.